Date: 2005-01-10 05:06 pm (UTC)
As a close relative of a bankruptee (my wonderful pa-in-law, Super-Nev), I've got to say that the reality of it is almost always not as bad as one expects. We were all terrified when it loomed, and flapped around like dying fish to try and do *anything* to stave it off. When it finally happened, it was almost a relief.

Sure, it made life really difficult for a couple of years, and still occasionally rears its head when you think it has gone away, but it was eminently survivable with a bit of common sense and a strong family relationship.

When things were at their worst in Gravesend, Tim and I felt we faced a choice - bankruptcy or losing our marriage. We chose bankruptcy as we knew we could survive that, but we didn't want to contemplate life without each other. We were lucky, we managed to turn it around by sheer force of will (and I credit some help to the Big Guy upstairs too).

I am now not scared at all of bankruptcy. I know I can survive, and that I have family and friends who will see me through. I'm not really scared by being dead (the actual *dying* part isn't thrilling me - not big with the fatal pain and horridness) as my religion helps with that part. What scares *me* is being without my partner and children. That's why I gave and continue to give to the Tsunami relief - the loss of love is the hardest to bear.
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