For a very long time the USA did not have an income tax. Taxes were on alcohol and tobacco, and later gasoline was added, paid by the manufacturer. The cost was of course passed directly to the consumer, but the tax was levied on A&T whether or not the item sold. When income tax was established, it started being "our money". I'm only taxed if I get paid. The government takes a percentage of what I earn, so I look at this as my money, given up mostly against my will.

The government *does* borrow from citizens, and pays interest. It's called Treasury Bonds. I used to buy those before the interest rates dropped too low. I am planning on buying California state bonds later this month because there is a 2-day window for the citizens prior to the public offering.